$110,264 Edward and Sarah are looking forward to retiring together. They’ve been married for over 30 years…

Sarah, Housewife

$40,320 Joe and Caren’s situation is a little more complex than some. Joe has spent most of his career in a school district that will provide a nice pension when he retires. The school district he works in does not participate in Social Security…

Caren, Hairdresser

$57,024 Shirley and her ex-husband were married 17 years before divorcing almost 15 years ago. Shirley is preparing for her retirement…

Shirley, Apartment Manager

$134,543 Jim and Janet didn’t know much about Social Security. They planned to do what over 70% of Americans do: file early…

Jim, Construction Worker

$23,138 Tom is currently single and is looking forward to retirement. Although he was once married, his marriage lasted fewer than 10 years…

Tom, Delivery Truck Driver

$183,864 Tom and Melinda both plan to retire when Tom is 65. They are planning to begin their Social Security retirement benefits at that time…

Tom, Accountant

$123,852 Larry began his retirement benefits at age 62. Pat has not yet begun benefits and wanted to know when to begin…

Larry, Claims Representative

$43,872 Sue is single and has not been married before. She plans to retire from work at age 65 and is planning to begin her Social Security benefits then…

Sue, Nurse

$75,216 Marilyn is widowed and is eligible for survivor benefits based on her deceased spouse’s earnings record…

Marilyn, Administrative Professional